SaccoTek is an expert in development, customization and integration of complex enterprise-level solutions, advanced web and mobile applications offering a well-balanced blend of technology skills, domain knowledge, hands-on experience, effective methodology and passion for IT.


Member Personal Account (MPAs)

The MPA module consists of an array of features and options with regards to members of the institution, for example, registration of new members, addition and correction of member details, registration of next of kin details, loan applications, capturing of guarantors among others. A wide array of reports is also available at a mouse click, for example share capital reports, savings and other accounts held within the Sacco. Credit officers can also track loan defaulters swiftly through the numerous loan reports and automatic alerts provided by the system.


The Check off module is an integrated feature within the system that enables loan repayments, loan interests, savings and share deposits and other accounts via deductions from an employer’s payrolls or standing orders. This can be captured either on a weekly or monthly basis. This feature has greatly impacted our current clients by saving time and ensuring accuracy of data captured being top among the stats.


The vehicle management module allows you to add an unlimited number of motor vehicles with a tagging feature to assign it to its respective owner and crew i.e. driver and conductor/assistant. This way it enables the system to record member contributions based on which vehicle deposits. Comprehensive reports are available and can be used to draw comparisons on which vehicle is more productive and also can assist in deciding disciplinary matters. If the Sacco has a strict mandatory amount required to be contributed on a daily or monthly basis, the system will tabulate balances accrued and report dynamically at the touch of a button. The module also facilitates the payment of salaries to the truckers crew composed of drivers, conductors, route marshals and mechanics. The module also allows provides an easy mode of payment for insurance fees or loans associated to specific motor vehicles for example in case of accidents or routine maintenance costs.


The General Ledger is composed of financial reports that are necessary in the day to day running of Saccos. These reports are Sasra compliant therefore; submission of vital documentation to the regulator will be easy and automated. Examples of the reports include the Trial balance, Profit and Loss Statement, Balance Sheet, Journals among others.


The Cash book allows the posting of receipts, payments and banking transactions. Member’s transactions are posted to the system and they may include transactions such as savings deposits, loan repayments, share deposits, loan fines and other incomes to the Saccos. The Sacco can also post payments such as office rent, utility bills and dividends through this module.


The Asset Register module involves the registration of the Saccos assets such as buildings, motor vehicles, heavy machinery, furniture and other electronic appliances. This is done together with their current valuations. Once this is done, the system will then automatically calculate and determine the depreciation levels periodically while also having the option to perform re-valuations.


We offer a complimentary support package to our clients that consist of 6 months free support from the day of purchase. We also conduct follow ups via site visits, Skype sessions and telephone calls periodically to ensure the smooth running of the system. Customizations and upgrades are based on the severity of the project and can be tabulated on request. We offer System training to users free of charge and on successful completion issue a certificate to the system users.


The system is equipped with an ultra modern notification module that allows the sending of sms or emails to members on request. For example, members can receive confirmation sms after they make payments for either savings or loans. They can also opt to receive monthly statements on their emails to allow transparency and openness with regards to member accounts.


Members are able to log in to their personal portals whereby they can access information such as current balances of their savings, loans or any other accounts held with the Sacco. The Sacco may also post announcements and notices on this portal so as to reach their members in good time. Members can also post enquiries, complaints and other types of feedback for quick resolution by the Sacco officials.


All System operations are encrypted to provide a secure environment for your confidential data and information.

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